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Choosing the right Wedding Cover for you

We know that choosing the right wedding insurance policy can sometimes be tricky, as no two policies are the same. Trying to compare policies across different providers to determine which one is right for you can be difficult and time consuming.

To make it easier we have provided a brief comparison below of all the policies available on the market today and the key differences in cover. Remember, when selecting an insurance policy please make sure you select the cover that is most suited to your needs and not purely based on price. You may well be able to purchase a cheaper policy, but that policy might not provide you with the protection or cover you need so if and when it comes to a claim you may still find that you are out of pocket.

Cover Comparison

Insuremyday WedCover Dreamsaver Covermywedding
COVID Cover
(for serious illness, death)

Included

Not Covered

Not Covered

Optional

Not Covered
Exclusion Period on Financial Failure Claims
30 Days
90 Days
90 Days
10 Days
90 Days
Limit on payments & deposits paid prior to the policy purchase
60 Days
30 Days
30 Days
No limit
60 Days
Fees for changes
(i.e. Venue changes, date changes etc)
No Fees
£15
£15
No Fees
No Fees
Personal Liability
£2m
£2m
£2m
£500,000
From £500,000 to £2m
(depending on cover level selected)
Public Liability
(to cover all guests invited to the wedding)

Optional

Optional

Optional

Not Available

Optional
Financial Failure Limits
Up to £15,000
Up to £25,000
Up to £5,000
Up to £15,000
Up to £2,000
Cancellation Limits
Up to £50,000
Up to £80,000
Up to £30,000
Up to £50,000
Up to £40,000
Excess on Cancellation & Rearrangement
Nil
Nil
Nil
£100
£35
Excess Waiver

Optional

Optional

Optional

Not Available

Optional
Premiums starting from
£50
£105
£47.50
£45
£49

Information correct as of 11.05.2022 and taken from providers websites and policy documents.

Price Comparison

The following provides an overview of the premiums based on a £20,000 policy to provide and indicative example of how we compare against the other providers. This is not intended to be a like for like comparison as cover levels and terms and conditions do vary. Please ensure you read through the policy terms and conditions prior to making a decision on which policy is right for you.

Provider Premium (inc IPT)
Wedinsure
£125.00
Insuremyday
£165.00
Wedcover
£110.00
Dreamsaver (with COVID extension)
£137.34
Covermywedding*
£139.00

*Covermywedding is based on £25,000 of cover.